Banks & Neobanks — Automate your end-to-end reconciliations, gain performance and compliance

Calixys supports banking institutions in optimizing and automating their reconciliation and accounting certification processes through a single, intuitive platform that offers full functional coverage.

What benefits for your teams ?

A robust High-performance platform to optimize your financial processes

In the complex and ever-evolving financial world of banking, managing financial flows is essential to ensure accuracy, transparency and operational compliance. 


Banks face major challenges around transaction reconciliation, discrepancy management, and regulatory compliance. 

Secure your critical flows and strengthen governance with a cloud-native platform

Highly available, scalable, resilient cloud-native architecture, with open APIs to integrate with your IT systems (core banking, GL, payments, securities, treasury), while ensuring end-to-end encryption. 

Modularity and full functional coverage

A modular and scalable design meant to cover all your needs: bank reconciliations, inter-company, cards, Nostro/Vostro, GL vs sub-ledgers, payments… Our platform handles massive volumes in real time, while providing advanced automation and intelligent workflows to make your financial processes reliable. 

Invest in a future-oriented sustainable model

Reconciliation can only be truly effective if conceived as a global, interconnected, and managed process. For sustainability, the reconciliation process and tools must be flexible and adapt to regulatory, technological, and structural changes. Our solutions ensure scalability, customization, and flexibility with each change to make your models sustainable and replicable, your processes agile, and your investment durable. 

80 %

of manual tasks eliminated

75 %

of unjustified discrepencies reduction

25 %

of direct savings on operational costs

Build your digital reconciliation platform today

Strengthen your operational control and financial governance with a single platform that centralizes all your flows, automates reconciliation and discrepancy management with precision, makes your handling of complex operations reliable, and provides full functional coverage up to certification. 

Centralize all your financial flows

Credit card transactions, transfers, direct debits, ATM withdrawals, interbank transfers… A bank’s financial flow is sprawling. With our solutions, you centralize and structure this data in one platform, regardless of volume or source — multi-entity or multi-currency environment. 

Ensure reliable reconciliation

XREC covers all your reconciliations: cash, positions, fees, payments, Nostro/Vostro, GL vs sub-ledgers, inter-company, SWIFT (MT/MX, ISO 20022). Advanced matching (N-way), deterministic & probabilistic rules, prioritization. Integrated workflows: assignments, SLAs, attachments. Periodic account certification with full audit trail. 

Manage exceptions effectively

Automatic classification of discrepancies by type and reconciliation cube. Fully configurable tolerance and exception rules. Precise tracking, traceability and rapid anomaly handling. A reliable process adapted to growing transaction volumes. 

Accelerate accounting close

XCERT structures and secures your accounting justification cycles. Management of deadlines, centralized supporting documents, integrated workflows. Data quality controls, normalization and ready-to-use connectors. Repository compliant with regulatory and auditing requirements of the banking sector. 

Banks et neo-banks have entrusted us with their reconciliation

From historic leaders to fintech actors, traditional banks or investment banks — we support stakeholders across the sector. Our goal: to meet their needs and transform their processes to adapt everyday to their reality. Milleis Bank, Edel Bank, Xpollens, Nickel, Banque Populaire du Maroc and many others have trusted us.

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"XREC is a major element of the control tower allowing verification of proper accounting of financial operations. We rediscovered automated reconciliations, enabling considerable time savings for the business team.r"
Olivier JEAN et Ronald MOUNIEN
Deputy CEO and Head of finance IT, NICKEL France

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